With NFC enabled phones, mobile peripherals, and a plethora of other mobile payment services/platforms emerging in the last year or so, I have been giving a lot of thought to the death of the wallet as we know it.
What does a wallet essentially do? For many of us, its main function is to hold our forms of currency, of course. The wallet does so much more. Many people, for example, carry photos, fortune cookie leaflets that they believe will give them good luck, even little paper keepsakes that remind them of significant memories and events. Photos aside, a mobile device cannot completely replace many of these items. It can’t replace something that holds emotional value.
More than anything - I have my doubts that a mobile device will ever be able to replace our drivers licence/ identification card/ passport/ social security cards. At least not mobile devices as we know them today. Not until mobile security measures are in place will those of us that don’t value the emotional values of a fortune cookie be able to ditch our wallets for good.
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